Refinancing - Mortgage Broker in Canberra

Refinance your Loan

Take advantage of better rates on the market and start saving

5.0

from 271 Reviews

We can help you refinance to review your rate, consolidate debt or release equity

Are you considering refinancing your home loan? At Casa Mortgage Services, we specialise in helping clients across Canberra and nationwide access loan options from banks and lenders across Australia. Refinancing can offer numerous benefits, whether you're looking to access a lower interest rate, release equity in your property, or change your loan term. With our expertise, you can find better loan options suited to your financial situation. Our team is committed to guiding you through the process seamlessly, ensuring you make informed decisions that support your financial goals.

Refinancing involves reassessing your current loan to see if you can find more favourable terms elsewhere. One of the primary reasons homeowners consider refinancing is the opportunity to access a lower interest rate. By securing a better rate, you can reduce your monthly loan repayments, freeing up cash for other financial commitments. Whether it's a fixed interest rate or a variable interest rate you prefer, we provide access to banks and lenders nationwide, ensuring you have a wide array of options.

Another advantage of refinancing is the ability to consolidate debts. If you've accumulated multiple debts with varying interest rates, consolidating these into a single loan can simplify your finances and potentially lower your overall interest costs. By streamlining your debts into one manageable repayment, you'll have better control over your financial situation.

For those whose fixed rate period is ending, refinancing offers a chance to reassess your mortgage terms. Transitioning from a fixed interest rate to a variable interest rate or vice versa can have significant financial benefits depending on current market conditions. Casa Mortgage Services will help you check eligibility for special lender policies and guide you through the application process with ease. We ensure that all necessary documents, including bank statements and credit history, are handled efficiently.

Additionally, refinancing allows you to release equity in your property. This can be particularly useful if you're looking to buy your next property or undertake home renovations. Releasing equity provides access to funds without having to sell your home. It's an opportunity to leverage your property's value while maintaining ownership.

Our team at Casa Mortgage Services understands that everyone’s financial situation is unique. We offer a streamlined application process tailored to meet your specific needs. Whether you're interested in changing your loan term, accessing a lower interest rate, or exploring better loan options, our experts are here to assist you every step of the way.

Refinancing is more than just adjusting numbers; it's about making strategic decisions that can lead to long-term savings and financial stability. With Casa Mortgage Services by your side, you're not just accessing loan options from banks and lenders across Australia; you're gaining a partner committed to helping you achieve your financial aspirations.

If you're ready to explore refinancing opportunities or have questions about the process, reach out to our team today. Let Casa Mortgage Services help you unlock the potential of refinancing, ensuring you have the best possible mortgage solution tailored to your needs.

Our Recent Reviews

Our experience with Mark, Sophie and Bianca has been fantastic. At every stage of the process they have been extremely helpful and great to deal with. They always took the time to answer our queries and to come back to us promptly. We would highly recommend their services.

Jarrad T

My experience with Mark and Sophie has been awesome! They made the whole home loan process super easy and stress-free. From day one, they really took the time to understand our situation and what we wanted, presented options that suited us, ...

Kendrick Phengrasmy

The Casa team has been wonderful to work with. They helped my partner and me purchase our family home, and we’re so grateful for their support throughout the process. From the start, they were professional, approachable, and always took the time to explain everything clearly. Buying a home can feel overwhelming at times, but the Casa team made it a smooth and positive experience. We really appreciated their guidance and dedication, and we’d happily recommend them to anyone looking for a reliable and supportive broker team

Samantha Briggs

My partner and I are convinced that Casa Mortgage Services are the kindest and most competent mortgage brokers in Canberra. They have a streamlined process, and strike the perfect balance of professional and personable. Mark, Sophie and Bianca are patient, responsive and accommodating. You don't need to do any shopping around, my partner and I have done that for you. Trust us, this team is the best.

Mitchell Pearce

Frequently Asked Questions

Can you help First Home Buyers?

This is our specialty! At Casa Mortgage Services, we're passionate about helping first home buyers navigate what can feel like an overwhelming process. With over 14 years of experience, we're experts at guiding you through every step, ensuring you understand your borrowing capacity and take advantage of all available first home buyer schemes including the First Home Owners Grant and stamp duty exemptions.

Why should I choose Casa Mortgage Services over going directly to a bank?

As experienced mortgage brokers, we do the heavy lifting for you by working with over 30 lenders to compare thousands of loan options. Instead of being limited to one bank's products, you get access to competitive rates and loan features that you might not find at your local bank branch. Our personalised approach means we take the time to understand your long-term financial goals, not just your immediate needs.

Are your mortgage brokers licensed and qualified?

Of course! All Casa Mortgage Services brokers are fully accredited and members of the Finance Brokers Association of Australasia. Our team combines professional qualifications with deep market knowledge gained from 14 years of experience. We pride ourselves on providing exceptional, personalised service that sets us apart from other brokers.

Do you only help with Home Loans?

Absolutely! we're here to support all your borrowing needs as your financial situation evolves. Casa Mortgage Services can assist with home loans, investment property loans, refinancing loans, construction loans and much more.

What kind of interest rates can Casa Mortgage Services offer?

We don't set the rates – we find you the best ones available by working with major banks, credit unions, and specialist lenders across Australia. By searching thousands of loan products, we can recommend the most competitive rates and loan features for your specific situation. Our goal is to ensure you're getting a loan structure that serves your long-term financial success.

Can you help me refinance my existing mortgage?

Yes, we'd love to help! Many homeowners don't realise they could be saving thousands by refinancing to a better rate or loan structure. At Casa Mortgage Services, we'll review your current situation and search our network of over 30 lenders to find you a better deal.

Contact

1 Sprent St, Narrabundah ACT 2604

02 6162 2580

The trustee for Nocera Family Trust ABN: 75 546 453 902. Credit Representative #369592 is authorised under Australian Credit License #389087

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.